Selection of Credit Limit Methods: The Comprehensive Limit Credit Method or the Line-state Limit Credit Method

نویسندگان
چکیده

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

The Effect of Credit on Spending Decisions: The Role of the Credit Limit and Credibility

The objective of the present research is to study consumer decisions to utilize a line of credit. The life-cycle hypothesis from economics argues that consumers should intertemporally reallocate their incomes over their life stream to maximize lifetime utility. One form of intertemporal allocation is to use past income (in the form of savings) in the future. A second form is the use of future i...

متن کامل

Modeling the Combined Effects of Credit Limit Management and Pricing Actions on Profitability of Credit Card Operations

The profitability of any credit card portfolio is influenced by complex interactions between several conflicting factors like credit risk, probability of attrition, propensity to revolve, credit limit utilization and revenue generated. In this context, the allocation and maintenance of appropriate credit limits, and optimum pricing are the most critical parameters, as they affect a number of th...

متن کامل

the study of practical and theoretical foundation of credit risk and its coverage

پس از بررسی هر کدام از فاکتورهای نوع صنعت, نوع ضمانت نامه, نرخ بهره , نرخ تورم, ریسک اعتباری کشورها, کارمزد, ریکاوری, gdp, پوشش و وثیقه بر ریسک اعتباری صندوق ضمانت صادرات ایران مشخص گردید که همه فاکتورها به استثنای ریسک اعتباری کشورها و کارمزد بقیه فاکتورها رابطه معناداری با ریسک اعتباری دارند در ضمن نرخ بهره , نرخ تورم, ریکاوری, و نوع صنعت و ریسک کشورها اثر عکس روی ریسک اعتباری داردو پوشش, وثی...

15 صفحه اول

An efficient method to control the amplitude of the limit cycle in satellite attitude control system

In this paper, an efficient method is presented to control the attitude of a satellite with ON-OFF actuator. The main objective of this novel method is to control the amplitude of the limit cycle which commonly appears in the steady state of such systems; and at the same time by consideration of real actuator constraints, reduce the fuel consumption of system. The Proposed method is a combinati...

متن کامل

The Comparative Analysis of Predictive Models for Credit Limit Utilization Rate with SAS/STAT®

Credit card usage modelling is a relatively innovative task of client predictive analytics compared to risk modelling such as credit scoring. The credit limit utilization rate is a problem with limited outcome values and highly dependent on customer behavior. Proportion prediction techniques are widely used for Loss Given Default estimation in credit risk modelling (Belotti and Crook, 2009; Ars...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: Journal of Applied Sciences

سال: 2013

ISSN: 1812-5654

DOI: 10.3923/jas.2013.1364.1369